The National Bureau of Economic Research recently explored how continued low returns can influence saving, investing and retirement behaviors. According to the report, diminished returns tend to motivate people to save more in non-retirement accounts and less in their 401(k)s, alter their investment allocations, and even delay retirement and claiming Social Security benefits.1 While recent…

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Invest in what you know is a common piece of investment wisdom. In the past, that advice has most likely referenced your favorite soda or retail store. Today, however, more people are investing in actions and causes they champion, and this is true of companies, as well. For example, while the current U.S. administration is…

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On one hand, low interest rates are good for those borrowing money. On the other hand, easy cash can lead to excess debt — a place far too many Americans find themselves. Today, the median credit card debt is $2,000 per person, the median student loan debt is around $9,000 and the median mortgage debt…

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It’s what you DON’T know about claiming your social security benefits … that could cost you thousands of dollars. Don’t miss Retirement Solutions Radio show, “5 Things You Didn’t Know About Social Security That Could Cost You Thousands!” Listen Now! Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and…

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Different strokes for different folks. One of the many advantages of living in the United States is there are so many different places to live. You can opt for the mountains or live by the sea. You can live in open country and rural farmlands, bustling cities or remote forested areas. Hot, cold or temperate…

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The Indexed Annuity Leadership Council recently published a report that included a scoring mechanism for how “retirement ready” Americans are based on job status. “White-collar workers” rated just below 50 percent in terms of retirement readiness, while “blue- and gray-collar workers” were somewhat lower, at 44.7 percent.1 Another recent report on retirement readiness was published…

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The first half of 2018 went well in terms of market performance and economic growth. In fact, the second longest-running bull market in U.S. stock market history managed to weather a few bumps and bruises to climb even higher. That’s the good news. 1 The bad news are the expected near-term headwinds that could change…

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