There is one predominant reason why retirement portfolio design must be approached differently today than in previous years: There is an infant alive in this world, right now, who is expected to reach age 200.1 That’s the prediction from demographers researching life expectancy trends, according to Olivia Mitchell, a business economics and public policy professor…

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During the Great Recession of 2007 to 2009, the combined U.S. net worth of household and nonprofit organizations dropped from $69 trillion to $55 trillion. Many people didn’t just stop investing — in the wake of the financial crisis they sold positions in retirement accounts and investment portfolios. By the end of the crisis, Americans…

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The Social Security Administration issues about 5.5 million new cards each year. Social Security numbers go out of use when their owners pass away and are never reused. Also, the first three digits of the Social Security number reflect the application location for your first card.1 Here’s another interesting tidbit: You can apply to have…

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In our personal lives, we have a conscience that keeps us from doing not-so-nice things. Sometimes we even get a creepy-crawly feeling when we think someone may be up to no good. Fortunately, there also are some common red flags that warn us about things we should avoid when investing. For example, it’s usually not…

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If you live in or have recently visited one of America’s larger cities, you may have noticed that the homeless problem has grown in recent years. A 2018 analysis by real estate data company Zillow showed that while the level of homelessness has declined nationally — down 13 percent over the past eight years, according…

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Researchers have estimated how much of our lifetime is spent on various activities. For example, based on a lifespan of 80 years, the average person will spend:1 26 years sleeping 7 years trying to get to sleep 13 years at work 8 years watching TV 5 years eating 3 years on social media 3 years…

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