Index mutual funds are investment vehicles comprising stocks from a wide variety of companies and track the performance of a specific index, such as the Dow Jones Industrial Average. Investors are able to spread their assets across many different investments with the convenience of one fund, which can help protect them from market volatility. Index…

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Nearly a quarter of the adult U.S. population is “underbanked.” This means they don’t regularly use a bank (or a bank’s mobile/online capabilities) to deposit checks and pay bills. That’s about 55 million people ostensibly living from cashed paycheck to cashed paycheck.1 When these underbanked people cash their paychecks for immediate funds to buy groceries…

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While the causes of climate change may be for up for debate, its impact on our economy and potential adjustments to business models are not. For example, rampant coastal flooding in South Florida has prompted at least one research institute to predict insurers will stop offering homeowners policies in the region. As a result, the…

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Most people using the internet to shop, conduct financial transactions or read firewall-protected content are likely familiar with the aggravation of maintaining passwords. Worse yet, tech experts now say conventional password security is only a marginal defense against hacking.1 We are now entering a new age in electronic security for the average user — one…

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While recent market events may seem dramatic, August is historically the weakest month of the year for U.S. equities.2 By mid-August this year, both the Dow and S&P 500 experienced the greatest sell-offs of 2019. Meanwhile, the 30-year Treasury bond rate dropped to the lowest on record, and the 10-year Treasury yield fell below the…

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