Mortgages and Real Estate

Real estate appears to be rebounding slowly but surely. There’s even a push from government regulators to lower the down payment requirements for new mortgages. New analysis shows few borrowers are granted 3 percent to 5 percent down payment loans on their homes, and those…

How Year-End Politics May Affect You Financially

The changing of the guard in Congress has begun: out with the old, in with the new. As the GOP prepares to take a majority presence in both the House and Senate, one question looms: Are we in for even more gridlock moving forward? It…

7 Reasons to Give

Despite lower tax incentives, charitable donations are as strong as ever. Contributions from individuals, companies, foundations and bequests in 2013 totaled more than $335 billion — nearly as much as the pre-recession peak. Click here to read The New York Times article “New Donor Generation…

Sleigh Bells Ring

The holiday season kicked off early this year, with a big winter storm in parts of the country. Beautiful, yet treacherous, photographs emerged of cars and neighborhoods entirely submerged in snow; roofs, windows and doors collapsing from the weight of the precipitous precipitation, and once…

Mobile Money Management

It’s difficult to change from established ways, but a little know-how can make your life a bit easier — especially as you age and transportation becomes more of an issue. Mobile apps give you the ability to conduct banking and other financial transactions using a…

The Grass is Greener Here. Give Thanks.

As we enter this holiday season, it’s worth taking a look at your individual circumstances and gauging whether your financial situation is stronger than it was last year, three years ago or five years ago. Is your retirement income planning, sounder than it was at…

Year-End Planning Tips

Gifting If you haven’t done so yet, you and your spouse have until the end of the year to gift up to $14,000 each to friends and/or family members ($28,000 from both spouses combined). This is the maximum per person amount you can give away…

Small Business, Big Incomes

Large corporations in America have only been around about 13 decades. Before then, America was built on the backs of small business owners. Larger companies started to take root in the mid-19th century, led by railroads and industrial firms. Small business owners took a hit…