Love, Marriage, Family and Finances

As the song goes, “love and marriage go together like a horse and carriage.” Interesting then, that if you don’t put the horse in front of the cart, things go awry. Perhaps it is the same with relationships. Only about half (50.5 percent) of Americans…

13 Things to Know About Buying Bank-Owned Real Estate

When fewer homeowners are losing their homes, it’s a sign that individual “household economies” are improving. According to the National Association of Realtors, 9 percent of homes sold are foreclosures or short sales, down from 24 percent in 2012 and 14 percent in late 2013….

Financial Consumption

In society, consumption means a variety of things. Economically speaking, the term refers to the purchase of consumer goods. In ecology, consumption refers to the natural food chain. And finally, the antiquated definition of consumption refers to tuberculosis — the infectious disease of yore. Today,…

Tax Planning Tips

Windfalls and Taxes Insurance proceeds, inherited IRAs, lawsuit settlements — a financial windfall can come at any time from a variety of different sources. If you receive a substantial inheritance, one of the most important things to ascertain is if those funds are subject to…

The Power of Confidence

In January, American consumer confidence reached an 11-year high. The University of Michigan consumer sentiment index rose to 98.1, up from 93.6 in December, which is the highest level since January 2004. Thanks to lower gas prices, more people said they are likely to buy…

Wake-Up Call: Sleep Deprivation is a Financial Crisis

Recently, one sleep expert referred to quality sleep deprivation as a public health epidemic, describing the U.S. as a nation of shift workers because these days we work at all hours. The Centers for Disease Control and Prevention reports that 30 percent of adults sleep…

Retirement Income Tips

A lot goes into retirement income planning. You have to estimate how much you’re going to spend years from now, when sometimes it’s difficult to know what you’re going to spend this year. Cars break down. The roof leaks. The furnace needs to be replaced….

Decision Overload

Have you ever driven past several gas stations to get to one with a lower price? Have you ever computed the math to see if this makes sense? Technology has done nothing if not make us smarter consumers. There are even apps you can download…

Wage War Wages On

The hacking incidence at Sony may have hurt actor Seth Rogen and the release of his film, “The Interview,” but it was a boon for actress Charlize Theron. After leaked emails revealed her male co-star Chris Hemsworth was being paid $10 million more than her…