Helping You Find Financial Confidence in Uncertain Times

In a lot of aspects, these are uncertain times. We don’t know what new policies will be introduced following the presidential election. We don’t know how much interest rates and inflation will change in the future. We don’t know how the markets will respond. Many…

Tailoring Investment Strategies to Suit You

How much risk are you willing to take? Stocks may have a reputation for being riskier than bonds, but you should also consider the risk that investing only in bonds may not accumulate enough money to finance all your aspirations in retirement. It is true…

Calculating Retirement

Yogi Berra once said, “You’ve got to be very careful if you don’t know where you are going, because you might not get there.”1 When it comes to retirement, plenty of people get there — but it may not be what they expected because they…

Inflation: Influences and Impacts

When prices rise across the board, people tend to “hunker down,” eat more meals at home, shop less, spend less and cut back. However, inflation rate increases have impacted various areas of the economy in different ways,1 and consumer spending has been up and down…

Taxing Questions

At the end of October, the IRS made several announcements regarding taxes in 2017. Information available for the new year now includes tax rates, standard deductions, exemption amounts and more. While the standard deduction for various filing groups is set to increase by $50 or…

Retirement Matters

If you’re wondering how much of a Social Security payout you may receive, one number to keep in mind is 35. Your benefit is based on your 35 highest years of earnings. If you work less than 35 years, the calculation uses zero for your…

Opposites Attract: Couple Finances

It’s very common for a married couple to have vastly different financial personalities. One may be frugal and the other a big spender. As we all know, money can be the source of some pretty big challenges in a relationship. In fact, a recent survey…

Perks of Growing Older

Getting older has its perks — from potential tax breaks to everyday discounts. It’s like turning 21 and getting carded all over again. Only now, in some ways, the older you are the more you may be able to save. If you’re closing in on…