The Answers to Your Retirement Questions, Doubts and Concerns

Have you ever wondered if you’ve saved enough for retirement? How much you can afford to spend? Or if you’ll run out of money? We answer your biggest questions on Retirement Solutions Radio show, “The Answers to Your Retirement Questions, Doubts and Concerns” Listen Now!…

A Look at How America Ranks

In his first year in office, President Trump has promoted his “America first” philosophy. This new focus, with its trade protectionism and tough stance on immigration, has somewhat changed the U.S. narrative on a world scale.1 Considering this new emphasis on America first, perhaps it’s…

The Future of Medicare and Social Security

There is little doubt that Medicare and Social Security are important programs that help older Americans in retirement, particularly now that so many are living beyond previous life expectancy rates. In fact, past models for savings rates may be failing many older Americans, who represent…

Ways to Avoid Financial Scams

According to a recent survey, about two-thirds of adults age 70 and older fall for online scammers. Here are some tips to remember about some of the latest frauds:1 Medicare does not employ “sales representatives.” Apple and Microsoft do not sell virus protection software for…

A 5-Step Action Plan to Protect You From Stock Market Volatility!

We’ve had more stock market volatility over the past several weeks, then we’ve had in nearly a decade! What should you do now to protect yourself? Find out on Retirement Solutions Radio show, “A 5-Step Action Plan to Protect You From Stock market Volatility!” Listen…

Social Security: Deciding Which Benefit a Survivor Should Take

Let’s face it: Deciding when to draw Social Security benefits is not always an easy matter. It doesn’t get any easier when one spouse dies. On top of grief and family upheaval, a surviving spouse must choose whether to take his or her own monthly…

Roth IRA vs. Roth 401(k)

The Roth IRA, established by the Taxpayer Relief Act of 1997, offered a new twist to the traditional IRA — namely, after-tax contributions. What this means is that a Roth IRA owner may contribute money up to the limit each year with income that has…

The New Tax Law: Things to Consider

Who will be affected by the new tax legislation that went into effect Jan. 1? That is a question many are asking. While “everyone” is likely to see some changes, here’s an idea of how many people fell into each income group. In 2015:1 About…

Balancing Investor Euphoria With Market Reality

Many social media users share nearly all aspects of their lives, from photos of cute kids and pets to their political views. And now, we even are seeing posts from exuberant investors bragging about their investment returns. For example, consider this social media post:1 “I…