Changes to Social Security Are Coming Soon!

As Bob Dylan once sang, “The times they are a changin’.” That statement could not be more true in the weeks to come regarding Social Security.

That’s right, the government’s regulation changes to Social Security officially go into effect on April 30, 2016.

Do you know if these changes will affect your retirement income? To find out, click here to get a copy of our simple guide to help you understand these changes.

Those who reached age 62 by the end of 2015 are still eligible to claim restricted benefits. If you reach age 62 after Dec. 31, 2015, you will not have this option.

Those who reach full retirement age, typically age 66, and file for Social Security benefits by April 30, 2016, will still be eligible to use the file and suspend strategy. After that, the strategy will be eliminated, making it impossible for anyone to collect benefits based on their (or someone else’s) work record while their benefits are suspended.

With these significant changes on the way, do you know how they could affect your retirement income strategy? It’s smart to be proactive and have this discussion now, rather than later, with a financial professional, as well as your tax advisor and the Social Security Administration, about how your Social Security benefits can fit into a complete retirement income strategy.

We would be happy to have this chat with you. Please give us a call at 801-990-5055 if we can help in any way.

It’s better to be prepared for things now so that you’re not backpedaling and playing catch up later. Feel free to pass along this same information to your family and friends so they’re in the know as well. Then, if you have any questions, please don’t hesitate to contact us at 801-990-5055.

Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and insurance products. Advisory services offered through B.O.S.S. Retirement Advisors, a Registered Investment Advisory firm. Insurance products and services offered through B.O.S.S. Retirement Solutions. To see a list of services please visit us at

This content is provided for informational purposes only. It is provided by third parties and has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.We are not affiliated with any government agency including the Social Security Administration.

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