B.O.S.S. RETIREMENT
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How to Avoid Paying Taxes on Up to 85% of Your Social Security Benefits
Did you know that up to 85% of your Social Security benefits could be subject to income tax? This shocking fact catches many retirees off guard. After a lifetime of…
How to Pay Tithing to a Church from Your Required Minimum Distributions (RMDs)
Making regular donations to your church or faith community is an important part of many peoples’ spiritual practice. For retirees who have saved in tax-deferred retirement accounts, there’s a strategic…
The High Cost of Missing RMD Deadlines
Failing to take your Required Minimum Distributions (RMDs) on time comes with some of the stiffest penalties in the tax code. The IRS considers this such a serious matter that…
Understanding Fixed Indexed Annuities: A Safe Harbor for Retirement Income
With market volatility increasing and bank interest rates remaining disappointingly low, many retirees are searching for reliable ways to generate retirement income without excessive risk. Fixed indexed annuities are an…
What Is Provisional Income and Why It Matters for Your Social Security Benefits
Provisional income is an important yet relatively unknown calculation that determines how much of your Social Security benefits might be subject to federal income tax. Understanding this concept is essential…
When to Claim Social Security: New Strategies for 2025 and Beyond
The old rules for claiming Social Security benefits are becoming outdated. What worked for your parents might not be the best strategy anymore, especially with the Social Security Trust Fund…
Why Your “Magic Number for Retirement” Could Be Misleading
Have you ever wondered if you have enough saved for retirement? Maybe you’ve heard that you need $1 million, $3 million, or even $5 million to retire comfortably. Here’s a…
5 Critical Social Security Mistakes That Could Cost You $111,000 in Benefits
Would you be upset if you lost $111,000 in retirement? According to research featured in Forbes, that’s exactly what happens to 96% of Americans due to Social Security mistakes. Your…
8 Types of Retirement Income and Their Tax Implications: A Complete Guide
How to Reduce Your Taxes in Retirement Are you wondering how your retirement income will be taxed? You’re not alone. Most people know exactly how much they’ve saved for retirement,…
Retirement Planning
How to Pay Tithing to a Church from Your Required Minimum Distributions (RMDs)
Making regular donations to your church or faith community is an important part of many peoples’ spiritual practice. For retirees who have saved in tax-deferred retirement accounts, there’s a strategic…
How Trump’s Second Term Could Impact Your Retirement Plans
Your retirement planning shouldn’t depend on who sits in the White House. But presidential policies can significantly impact your retirement savings and income. With Donald Trump’s upcoming second term, it’s…
5 Retirement Planning Mistakes That Could Wipe Out Your Savings
Warren Buffett once said, “It’s good to learn from your mistakes, but it’s better to learn from other people’s mistakes.” This wisdom is especially true when it comes to your…
Taxes in Retirement: Hidden Costs That Could Ruin Your Retirement
Remember the shock of your first paycheck, when you discovered how much went to taxes? Unfortunately, that feeling doesn’t end in retirement. In fact, it could get worse. Most Americans…
Taxes
8 Types of Retirement Income and Their Tax Implications: A Complete Guide
How to Reduce Your Taxes in Retirement Are you wondering how your retirement income will be taxed? You’re not alone. Most people know exactly how much they’ve saved for retirement,…
How to Washington-Proof Your Retirement Against Future Tax Increases
Protecting Your Retirement From Tax Increases You’ve worked hard to save for retirement. But with tax cuts set to expire and government spending at record levels, your retirement savings could…
How Trump’s Second Term Could Impact Your Retirement Plans
Your retirement planning shouldn’t depend on who sits in the White House. But presidential policies can significantly impact your retirement savings and income. With Donald Trump’s upcoming second term, it’s…
Your Retirement Accounts Could Be Costing You a Fortune
When it comes to saving for retirement, most Americans have followed conventional wisdom – contributing faithfully to their 401(k)s and IRAs to get those immediate tax deductions. But what seemed…
Taxes in Retirement: Hidden Costs That Could Ruin Your Retirement
Remember the shock of your first paycheck, when you discovered how much went to taxes? Unfortunately, that feeling doesn’t end in retirement. In fact, it could get worse. Most Americans…
Why Now Is the Critical Time for Roth Conversion Tax Savings
Roth IRA Conversion Timing A massive change is coming to retirement planning, and the clock is ticking. The Tax Cuts and Jobs Act of 2017 currently expires at the end…
Social Security
What Is Provisional Income and Why It Matters for Your Social Security Benefits
Provisional income is an important yet relatively unknown calculation that determines how much of your Social Security benefits might be subject to federal income tax. Understanding this concept is essential…
When to Claim Social Security: New Strategies for 2025 and Beyond
The old rules for claiming Social Security benefits are becoming outdated. What worked for your parents might not be the best strategy anymore, especially with the Social Security Trust Fund…
5 Critical Social Security Mistakes That Could Cost You $111,000 in Benefits
Would you be upset if you lost $111,000 in retirement? According to research featured in Forbes, that’s exactly what happens to 96% of Americans due to Social Security mistakes. Your…
How to Maximize Your Social Security Benefits: A Complete Guide for Retirees
How to Maximize Your Social Security Benefits Did you know that 96% of Americans leave an average of $111,000 in Social Security benefits on the table? That’s money that could…
Should You Delay Social Security Until Age 70? The Surprising Truth
Should you Wait Until Age 70 to Claim Social Security? For years, financial experts have promoted a seemingly simple strategy: delay claiming Social Security until age 70 to get the…
The Social Security Trust Fund’s Running Dry: What You Need to Do Before 2033
The Social Security Trust Fund is Running Out! The news about Social Security isn’t good. According to recent reports from the Social Security Administration’s Board of Trustees, the Social Security…
The Truth About Social Security’s Future: Will Benefits Really Disappear?
If you’ve been watching the news lately, the headlines about Social Security’s future probably have you worried. The Wall Street Journal warns that “Social Security funds are running dry.” CBS…
When Should You Claim Social Security Benefits: 8 Critical Things You Need to Know
When Should You Claim Social Security Benefits? You might think you know when is the best time for you to claim your Social Security benefits. Maybe you’ve heard that waiting…
Social Security Spousal Benefits: What You Need to Know
Did you know that billions in Social Security benefits go unclaimed every year? According to Forbes Magazine, as much as $10 billion in benefits go unclaimed annually, and a significant…
Retirement Income
How to Avoid Paying Taxes on Up to 85% of Your Social Security Benefits
Did you know that up to 85% of your Social Security benefits could be subject to income tax? This shocking fact catches many retirees off guard. After a lifetime of…
Understanding Fixed Indexed Annuities: A Safe Harbor for Retirement Income
With market volatility increasing and bank interest rates remaining disappointingly low, many retirees are searching for reliable ways to generate retirement income without excessive risk. Fixed indexed annuities are an…
Why Your “Magic Number for Retirement” Could Be Misleading
Have you ever wondered if you have enough saved for retirement? Maybe you’ve heard that you need $1 million, $3 million, or even $5 million to retire comfortably. Here’s a…
8 Types of Retirement Income and Their Tax Implications: A Complete Guide
How to Reduce Your Taxes in Retirement Are you wondering how your retirement income will be taxed? You’re not alone. Most people know exactly how much they’ve saved for retirement,…
Should You Delay Social Security Until Age 70? The Surprising Truth
Should you Wait Until Age 70 to Claim Social Security? For years, financial experts have promoted a seemingly simple strategy: delay claiming Social Security until age 70 to get the…
5 Critical IRA and 401(k) Withdrawal Strategies to Maximize Your Retirement Income
Making contributions to your IRA and 401(k) is the easy part. But when it comes to withdrawing this money in retirement, one wrong move could cost you a small fortune…
How to Create a Reliable Retirement Income Plan: Beyond Your IRA/401(k)
Generating Income in Retirement When it comes to retirement, saving money is just the beginning. It’s what you do with those savings that really matters. You might be surprised to…
IRA / 401(k)
Your Retirement Accounts Could Be Costing You a Fortune
When it comes to saving for retirement, most Americans have followed conventional wisdom – contributing faithfully to their 401(k)s and IRAs to get those immediate tax deductions. But what seemed…
5 Critical IRA and 401(k) Withdrawal Strategies to Maximize Your Retirement Income
Making contributions to your IRA and 401(k) is the easy part. But when it comes to withdrawing this money in retirement, one wrong move could cost you a small fortune…
How to Create a Reliable Retirement Income Plan: Beyond Your IRA/401(k)
Generating Income in Retirement When it comes to retirement, saving money is just the beginning. It’s what you do with those savings that really matters. You might be surprised to…
Retirement Risk
The High Cost of Missing RMD Deadlines
Failing to take your Required Minimum Distributions (RMDs) on time comes with some of the stiffest penalties in the tax code. The IRS considers this such a serious matter that…
How to Washington-Proof Your Retirement Against Future Tax Increases
Protecting Your Retirement From Tax Increases You’ve worked hard to save for retirement. But with tax cuts set to expire and government spending at record levels, your retirement savings could…
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