Market Trends







Fueled by more plentiful jobs, the U.S. residential real-estate market is skyrocketing. In some areas, particularly major metropolitan cities, buyers are struggling to either find or afford a home. Those lucky enough to find the right place have to move quickly — gone are the days of extensive deliberation on whether a house fits every needs.1

According to Zillow, houses in 2017 sold in a median of 81 days, including the time to negotiate contracts and close, meaning many homes were on the market for less than a month.2 For homeowners thinking about downsizing in retirement, this may be the time to take advantage of the current housing price bubble. If you are in the market to sell your home, many real estate experts recommend selling before 2020 when another recession is expected.3

Market trends come and go. Whether you’re considering changes to your financial strategy or living circumstances, it’s a good idea to take a long-term perspective despite current trends. The ages of retirees range from 50 to 100+, so we understand off-the-shelf, cookie-cutter advice just doesn’t cut it.4

Today’s planning focus is often goals-based, rather than performance-based, with a customized financial strategy rather than just an investment portfolio.5 If we can help you develop a long-term financial strategy designed to meet your goals, with the flexibility to take advantage of current market trends, please give us a call.

While some wealth managers caution that the current long-running bull market is due for a correction, at least two Wall Street strategists claim this trend of rising stock prices could last a total of 20 years. But take caution; even in this optimistic scenario, investors should expect periodic volatility and corrections of up to 10 percent.6

Today’s market environment — characterized by rising inflation, the strengthening dollar and a less predictable global market for multi-national corporations — lends itself to a rise in small-cap stocks. So far this year, the Russell 2000 Index has outperformed the S&P 500 Index’s large-cap stocks.7

The price of oil is another market trend ready to skyrocket, which could increase the average gas price in the U.S. above $4 per gallon — about 40 percent higher than today. While the average household may feel the pinch, businesses can offset the capital expense with additional spending, and shale-productive areas like New Mexico and Texas are poised for higher growth.8

If we can be of any assistance please give us a call at 801-990-5055.

Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and insurance products. Advisory services offered through B.O.S.S. Retirement Advisors, a Registered Investment Advisory firm.. Insurance products and services offered through B.O.S.S. Retirement Solutions. Marketing materials provided by Infinity Marketing Services. Reverse mortgage loan origination services are offered through Just Reverse Mortgage (NMLS# 349667), a Utah licensed mortgage broker and subsidiary of B.O.S.S. Retirement Solutions.

To see a list of services please visit us at bossretirement.com/services.

This content is provided for informational purposes only. It is provided by third parties and has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.We are not affiliated with any government agency including the Social Security Administration.

1 Noah Buhayar. Bloomberg. April 17, 2018. “Home Hunters, Get Ready to Make Your Offer—Faster Than Ever.” https://www.bloomberg.com/news/articles/2018-04-17/home-hunters-get-ready-to-make-your-offer-faster-than-ever. Accessed May 28, 2018.

2 Ibid.

3 Jacob Passey. MSN. May 24, 2018. “Thinking of selling your home? Do it before 2020, economists say.” https://www.msn.com/en-us/money/realestate/thinking-of-selling-your-home-do-it-before-2020-economists-say/ar-AAxEbqH?li=BBnbfcN. Accessed May 28, 2018.

4 Michael Finke. ThinkAdvisor.com. Feb. 5, 2018. “Goals-Based Investing and 4 More Trends for Advisors to Watch.” https://www.thinkadvisor.com/2018/02/05/goals-based-investing-and-4-more-trends-for-adviso. Accessed May 28, 2018.

5 Ibid.

6 Adam Shell. USA Today. March 7, 2018. “Market trends: Bull run could last 20 years, optimists say.” https://www.usatoday.com/story/money/markets/2018/03/07/market-trends-bull-run-could-last-20-years-optimists-say/401610002/. Accessed May 28, 2018.

7 Michael Brush. Marketwatch.com. May 27, 2018. “All other things being equal, you’re more likely to find high growth at small companies than big ones for a simple reason: Many large companies can’t grow as much because of their sheer size.” https://www.marketwatch.com/story/six-small-cap-stocks-that-may-speed-ahead-as-the-economy-slows-2018-05-23. Accessed May 28, 2018.

8 Matthew C. Klein. Fidelity. May 11, 2018. “How rising oil prices will affect the U.S.” https://www.fidelity.com/insights/markets-economy/oil-prices-economy-may-2018. Accessed May 28, 2018.

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