The Art of Being Happy

When are we happiest? A new study by the Resolution Foundation reveals that the two ages when people tend to be their happiest are 16 and 70.1

This makes sense when you think about it. Sixteen is often the first time children get a taste of independence — they’re old enough to drive and yet just young enough that the weight of grades, competitive college admissions and questions like “What are you doing after high school?” may not be crushing down on their shoulders.

At 70, people are generally at the other end of the spectrum — it may be their first taste of true independence since they were 16. They may no longer answer to a boss, their kids are typically grown and many enjoy financial independence; this may be the first time their discretionary income is truly theirs to spend.

Of course, most of us want to experience just as much happiness in those in-between years, and, according to the same report, some of the biggest determinants for happiness during that period are having a job, a partner and good health.2

If you’re at the point where you’d like help to ensure you’ll have financial independence in retirement — particularly the ability to cover day-to-day expenses for you and your partner for the rest of your life — we’ve got some viable ideas. Contact us to schedule a consultation today.

It’s worth considering tactics to make the most of the years between 16 and 70. How can you maximize opportunities for happiness, productivity, getting along with others, financial security and good health?

Here’s an interesting finding from another recent study: Boredom is a good way to stimulate creativity and problem-solving processes in the brain. Apparently, you need to put down your smartphone, magazine or TV remote and let your mind daydream for a while. A listless mind becomes starved for stimulation, leading to more creative and productive endeavors than if you keep yourself entertained all the time.3

So to experience happiness in your life, seek ways to be productive, strengthen relationships, maximize your health and spur your creativity — apparently these are ways to master the art of adjusting to modern times.

Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and insurance products. Advisory services offered through B.O.S.S. Retirement Advisors, a Registered Investment Advisory firm.. Insurance products and services offered through B.O.S.S. Retirement Solutions. Marketing materials provided by Infinity Marketing Services.