Can Money Buy Happiness?

March 29, 2021

In 2010, a study was published by two Nobel prize-winning economists purporting that people with more money feel better about their lives. However, that held true only up to an annual salary of $75,000 ($90,000 in today’s dollars). Past the $75k threshold, people weren’t necessarily any happier. That scenario has apparently changed in the ensuing…

America’s Health-Care System: Where We Are Today

March 29, 2021

The COVID pandemic brought to light many problems with the U.S. health-care system. In the recent past, Americans who paid the highest premiums were those who purchased health insurance on the individual market. Once the Patient Protection and Affordable Care Act went into effect, millions of Americans qualified for tax credits that made their policies…

Tax Pitfalls

March 29, 2021

Millions of Americans took advantage of the delayed tax-filing deadline in 2020. In fact, according to one survey, 11% of taxpayers filed their 2019 returns after the July 15 extension, and 3% still hadn’t filed as of last December. The primary reason most taxpayers file late isn’t due to procrastination, but rather because they owe…

Annuity Insights

March 29, 2021

The Insured Retirement Institute (IRI) – a trade association for the retirement income industry – advocates annuities as a vehicle that can help provide retirees income, guaranteed by the insurer. The organization has been actively educating and lobbying legislators to expand annuity access as part of employer-sponsored retirement plans.1 Under this scenario, whatever portion the investor…

Anticipation: What Will You Do?

March 29, 2021

If you’ve been cooped up, masked and socially distanced for the last year, what’s the first thing you want to do to celebrate post-pandemic freedom? Plan a dinner party? Go on a trip? Hug your grandchild? Do your plans involve spending money – like buying a new car or remodeling your kitchen? A survey conducted…

Warren Buffett’s Annual Shareholder Letter

March 29, 2021

Every year, Berkshire Hathaway’s Chairman and CEO Warren Buffett sends a thoughtfully crafted letter to the company’s shareholders from which the investment industry gleans whatever newfound wisdom possible. Given that 2020 was an unusual year by economic, social and financial standards, there is much to glean. Despite the difficulties the U.S. has experienced in managing…

How 9 Different Types of Income Get Taxed in Retirement

March 21, 2021

How much money have you saved for retirement? And do you know how this money will get taxed? Find out on a special edition of Retirement Solutions Radio show, “How 9 Different Types of Income Get Taxed in Retirement”Listen Now! Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and…

Shopping for Life Insurance During the Pandemic

March 17, 2021

It may come as no surprise to learn that there was a jump in life insurance applications during 2020.1 While contemplating one’s demise may feel like something you can delay when healthy, financial planning clearly weighed heavily on the minds of Americans during the current deadly pandemic. Rest assured that for anyone who already owns a…

Why Buy an Annuity When the Market is Up?

March 15, 2021

Perhaps you are familiar with an annuity. The basic premise is that you convert a lump sum of money into a stream of income. Unlike an investment, once you commit a fixed amount of money to the insurance company, that company is contractually obligated to provide you a minimum level of income with the option…

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