How to Avoid Losing $111,000 in Social Security Income!

You have a 96% chance … of losing $111,000 when you claim your social security benefits. Learn how you could avoid this, on Retirement Solutions Radio show, “How to Avoid Losing $111,000 in Social Security Income!” Listen Now! Our firm assists retirees and pre-retirees in…

Tech Talk: Energy Innovation, Machine Learning, and Artificial Intelligence

Technology is the largest single segment of the stock market — bigger than the industrial and financial sectors. It’s also an industry of constant innovation and unlimited potential, presenting enormous investment opportunities for both institutional and Main Street investors. This is great for tech companies…

Challenges in the Health Care System

The older we get, the more likely we are to need medical care, which is why health insurance premiums are higher for mature adults.1 Unfortunately, most doctors are given the least medical training in caring for older adults.2 Medical schools focus a fraction of their…

Don’t Avoid Family Conversations About Money

One of the first discussions a young couple may have when starting a family is about affordability. How will they pay for child care? Will one spouse quit their job to stay home and raise the child? Here are a couple of interesting facts that…

Assessing your Mortgage Situation in Retirement

When it comes to retirement preparation, a common benchmark goal is having one’s mortgage paid off. This typically removes a large, ongoing payment from the budget and can reduce retirement expenses substantially. Some people even schedule their retirement just after their final payment date. Here’s…

Stock Market Roundup: What to Watch

Between 1926 and 2018, the S&P 500 experienced double-digit annual losses only 11 times. Not only did the market recover, but the index has never permanently lost ground in any rolling 15-year period during that timeframe.1 While past performance is no guarantee of future results,…

Annuity questions? We have answers!

Perhaps you are familiar with an annuity. The basic premise is that you convert a lump sum of money into a stream of income. Unlike an investment, once you commit a fixed amount of money to the insurance company, that company is contractually obligated to…

Companies look to innovative options to hedge insurance risk

Companies are constantly trying to find new ways to reduce their expenses and generate revenue each year; some in quite innovative ways. The insurance industry is no different. On the health insurance side, one example is companies’ entrance into the wellness arena. By teaching members…

More Tax Considerations For 2019

According to IRS estimates, taxpayers collectively pay about 82 percent of taxes they legitimately owe. This amounts to about $458 billion annually in lost taxes, based on data from 2008 to 2010.1 Of course, we do not recommend strategies to avoid legitimate tax liabilities. However,…

7 Hidden Risks That Threaten Your Retirement

You may fear losing money in the stock market. But there are many other risks that could cut your nest egg in half! Learn what they are on Retirement Solutions Radio show, “7 Hidden Risks That Threaten Your Retirement” Listen Now! Our firm assists retirees…