China’s Rebound
In mid-November, China signed an important and symbolic free-trade agreement with 14 countries, including Japan, South Korea, New Zealand, and Australia. The deal, which represents 30% of the world’s population,…
Open Enrollment: Health Care Insurance Takes Priority
The Patient Protection and Affordable Care Act (ACA) – passed in 2010 and known colloquially as “Obamacare” – has experienced quite a ride. Initially, it was embraced by millions of…
Troubled Mortgages
A lot of factors affect real estate prices, including interest rates, inventory, local foreclosure, and short-sale rates, and even natural disasters. This year, as it was during the Great Recession,…
Social Security Updates
The Social Security Administration (SSA) recently announced a new cost-of-living adjustment (COLA) starting in 2021. Beneficiaries can expect a 1.3% increase in their income payouts next year, which is actually…
Let’s Talk About … the 401(k)
The 401(k) originally began as a company profit-sharing plan. Companies had been funding defined benefit pensions for years, but as their annual profits and stock prices experienced volatility, they looked…
America’s Need for Better “Infloodstructure”
In February, Spirit Airlines decided to transfer a portion of its operations from Miramar, Florida, to Nashville, Tennessee. The key driver of this decision was a recurring hurricane and tropical…
The Millennial Economy
The millennial generation hasn’t had it so great. A recent economic analysis reports that since entering the workforce five to 20 years ago, the average millennial has experienced slower economic…
Fixed Income vs. Stock Portfolio
Early this year, many stopped spending and began saving money. This wasn’t difficult as many areas of the economy were — and possibly still are — shut down. For some,…
The Precarious Status of the Affordable Care Act
There is a lot riding on both the outcome of this year’s federal elections and the appointment of the new Supreme Court justice. One of the most predominant issues scheduled…
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