Change is never easy, at least for most people. And the people who do adjust to change well are often serial planners, knowing how to prepare well in advance. But when it comes to retirement, even when you know decades ahead of time that it’s going to eventually happen, you may still have trouble adjusting…

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E-tailing is the term for selling products online. These days, nearly anyone can start up their own e-commerce website. One study determined that there are 102,728 U.S. e-tailers generating at least $12,000 a year in revenue, 61,728 of them boast revenues of $25,000 or more. Forbes, “How Many U.S.-Based Online Retail Stores Are On The…

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The so-called millennial generation — those born after 1980 and before 2000 — continues to suffuse news headlines. There are actually more millennials’ (80 million) now than baby boomers. Perhaps continued interest in this age group is driven by hope that it will become an economic force to propel our nation’s humdrum growth. Now reaching…

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These days, more and more pre-retirees, transitioning retirees, semi-retirees and bored retirees are starting their own business ventures. According to a 2014 report from Merrill Lynch Wealth, 58 percent of retirees launch into a line of work different than their pre-retirement careers, and working retirees are three times more likely than pre-retirees to be entrepreneurs.…

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Retail Health Care Retail health care is on the rise. If you’re not familiar with this term, it may be coming to a Wal-Mart near you. In fact, Wal-Mart shoppers in Florence and Sumter, South Carolina, can now get a checkup at an in-store health clinic after they check out with a cashier. Does Wal-Mart…

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When we talk about inheritances, generally we think first about assets and real property. However, a recent survey found that 86 percent of baby boomers and 74 percent of Americans 72 and older believe that documenting their family history is the most important legacy that can be passed on to heirs.* Have you considered what…

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According to Guggenheim Partners, the most recent data from leading economic indicators, ranging from hiring to housing, demonstrates that the U.S. economy is “firing on all cylinders.” However, CIO Scott Minerd harkens back to the summer of 1987 when investors, deluded by a benign risk environment, failed to recognize the levels of overvaluation present in…

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Instead of saving steadily for retirement, some small business owners plan to sell their enterprise for a lump sum that will fund their golden years. However, this can be a risky strategy. It’s important to contribute to a retirement savings plan as much as you can. As for selling your business, you might want a…

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The U.S. Declaration of Independence declares that all men are created equal and endowed with certain unalienable rights — such as life, liberty and the pursuit of happiness. However, new research from Stanford indicates the pursuit of happiness is increasingly aligned with affordability. The study asserts that America’s cities are becoming more divided into two…

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