Real estate appears to be rebounding slowly but surely. There’s even a push from government regulators to lower the down payment requirements for new mortgages. New analysis shows few borrowers are granted 3 percent to 5 percent down payment loans on their homes, and those that do have excellent credit. The percentage of people receiving…

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The changing of the guard in Congress has begun: out with the old, in with the new. As the GOP prepares to take a majority presence in both the House and Senate, one question looms: Are we in for even more gridlock moving forward? It appears that much is on tap for the lame-duck session…

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Despite lower tax incentives, charitable donations are as strong as ever. Contributions from individuals, companies, foundations and bequests in 2013 totaled more than $335 billion — nearly as much as the pre-recession peak. Click here to read The New York Times article “New Donor Generation Stimulates U.S. Giving”. High net worth individuals increased their giving…

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The holiday season kicked off early this year, with a big winter storm in parts of the country. Beautiful, yet treacherous, photographs emerged of cars and neighborhoods entirely submerged in snow; roofs, windows and doors collapsing from the weight of the precipitous precipitation, and once again motorists were stranded on highways and byways. The season…

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It’s difficult to change from established ways, but a little know-how can make your life a bit easier — especially as you age and transportation becomes more of an issue. Mobile apps give you the ability to conduct banking and other financial transactions using a mobile device. In most cases, this means a cellphone. However,…

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As we enter this holiday season, it’s worth taking a look at your individual circumstances and gauging whether your financial situation is stronger than it was last year, three years ago or five years ago. Is your retirement income planning, sounder than it was at this time last year? We can all find reasons to…

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Gifting If you haven’t done so yet, you and your spouse have until the end of the year to gift up to $14,000 each to friends and/or family members ($28,000 from both spouses combined). This is the maximum per person amount you can give away to help reduce or avoid federal gift or estate taxes,…

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Large corporations in America have only been around about 13 decades. Before then, America was built on the backs of small business owners. Larger companies started to take root in the mid-19th century, led by railroads and industrial firms. Small business owners took a hit but adapted by developing market niches too small for big…

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