China’s Rebound

In mid-November, China signed an important and symbolic free-trade agreement with 14 countries, including Japan, South Korea, New Zealand, and Australia. The deal, which represents 30% of the world’s population,…

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Troubled Mortgages

A lot of factors affect real estate prices, including interest rates, inventory, local foreclosure, and short-sale rates, and even natural disasters. This year, as it was during the Great Recession,…

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Social Security Updates

The Social Security Administration (SSA) recently announced a new cost-of-living adjustment (COLA) starting in 2021. Beneficiaries can expect a 1.3% increase in their income payouts next year, which is actually…

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Let’s Talk About … the 401(k)

The 401(k) originally began as a company profit-sharing plan. Companies had been funding defined benefit pensions for years, but as their annual profits and stock prices experienced volatility, they looked…

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